Archive for December, 2007

Personal Finance

No Debt Is Equal

Time flies really quickly this year, and as much as I procrastinate and try to slow things down a bit, it’s one day to the end of 2007.

As usual with the new year ushering in, people will start asking, what’s your new year resolution? Some people would like to lose weight, change to a newer and better car, getting married, have children perhaps.

Mine would be to reduce my debt as much as possible by any means including the option such as debt consolidation or refinancing. Just as the website mentions, no debt is created equal therefore I need to get to know what kind of debt I have tangled myself into and what is the best solution to get out of it. And I totally agree with what they are saying : The longer you stay in debt the more debt you will acquire. Yes, who can deny the rising effect of the finance charges and the imposed amount of late payment charges.

I envy those with debt-free living. Sometimes when I look at the amount of paycheck every month, I wish that 80% of it shouldn’t go to paying off debt but what to do, things are already done and messed up and now I must take the consequences.

Oh, I have to promise myself that as long I am still in debt, I shouldn’t add on additional debt into that list of things to be paid. Whatever major buying decisions have to be put off until I get through my 2008 resolution first!

Self Development

Getting A+ For Your Paper

Have you ever heard about any writing company that provides custom research papers writing service? The best part of the service for me after reading about the company in their website is their ability to write according to your own writing style. Plus their experienced professional writers will write the paper according to your specification and requirements.

Personally if I were to further studies again, and have to write biography term paper for example and could be ensured an A+, I wouldn’t mind paying for their service.

After all finding a suitable term paper topic is hard enough, what more to write an excellent, thorough, well researched academic paper that will give me an overall great result for that semester.

Now I wonder whether I have what it takes to further studies, with the demand of work, life and family..sigh!

Movies

The Chronicles Of Narnia: Prince Caspian

Prince Caspian: The Return to Narnia is the second book in the Chronicles of Narnia series written by C. S. Lewis, first published in 1951. For those of you who have watched the first movie - The Lion, the Witch and the Wardrobe, you must be excited to watch this one next summer.

I have read the summary of the book and it is said that in the end Aslan told Peter and Susan that they can never visit Narnia again because they are too old. Now will there be a third sequel for these Narnia movies?

Here is the synopsis for Prince Caspian:

One year after the incredible events of “The Lion, the Witch and the Wardrobe,” the Kings and Queens of Narnia find themselves back in that faraway wondrous realm, only to discover that more than 1300 years have passed in Narnian time. During their absence, the Golden Age of Narnia has become extinct, Narnia has been conquered by the Telmarines and is now under the control of the evil King Miraz, who rules the land without mercy.

The four children will soon meet an intriguing new character: Narnia’s rightful heir to the throne, the young Prince Caspian, who has been forced into hiding as his uncle Miraz plots to kill him in order to place his own newborn son on the throne. With the help of the kindly dwarf, a courageous talking mouse named Reepicheep, a badger named Trufflehunter and a Black Dwarf, Nikabrik, the Narnians, led by the mighty knights Peter and Caspian, embark on a remarkable journey to find Aslan, rescue Narnia from Miraz’s tyrannical hold, and restore magic and glory to the land.

The Chronicles of Narnia: Prince Caspian will be released on 16 May 2008.

All Blogging

The PacMan Fight Is On

*This post is written for teamonetickets.com*

For those boxing fans out there, you must be yearning to get Manny Paquiao vs Juan Manuel Marquez tickets. Pacquiao vs Marquez II is scheduled to take place on March 15, 2008 at Mandalay Bay in Las Vegas, Nevada. This much-anticipated rematch of their brawl in May 8, 2004 which ended up with a split draw will see who is the best fighter for the world title.

Juan Manuel Marquez, the World Boxing Council (WBC) super featherweight champion will defend his title against three-division world champion Manny “PacMan” Paquiao in this 12-round battle, continuing the sport’s momentum well into 2008.

Although the battle will be produced and distributed live by HBO Pay-Per-View, the hardcore fans should not missed the chance to see the brawl live. Tickets for Marquez-Pacquiao II will go on sale starting this Saturday 22 December 2007.

And if somehow you missed the chance to get the ticket at the official counter, get it at Team One Tickets. It is a privately owned agency that buys and resells Manny Pacquiao tickets on the secondary market but be warned that their tickets are sold above the face value. The ringside VIP seats are priced at $4,995 while their cheapest seats at upper level will be on sale at $325.

Movies

I Am Legend

My nieces have been telling me that I should go and watch I Am Legend as I told them that I am planning to watch National Treasure 2 today. I have seen the advertisement about this new movie on TV but I haven’t seen the trailer online.

Taken from apple.com, here is the synopsis of the movie:

Robert Neville (Will Smith) is a brilliant scientist, but even he could not contain the terrible virus that was unstoppable, incurable and manmade. Somehow immune, Neville is now the last human survivor in what is left of New York City and maybe the world. But he is not alone. He is surrounded by “the Infected” - victims of the plague who have mutated into carnivorous beings who can only exist in the dark and who will devour or infect anyone or anything in their path.

For three years, Neville has spent his days scavenging for food and supplies and faithfully sending out radio messages, desperate to find any other survivors who might be out there. All the while, the Infected lurk in the shadows, watching Neville’s every move, waiting for him to make a fatal mistake. Perhaps mankind’s last, best hope, Neville is driven by only one remaining mission: to find a way to reverse the effects of the virus using his own immune blood. But his blood is also what The Infected hunt, and Neville knows he is outnumbered and quickly running out of time.

Travel

A New Year Vacation

*This post is written for HotelReservations.com*

My new year resolution would be to go on tour outside of my home country. Maybe if I couldn’t afford much, after reading the guide at Hotel Reservations, a trip to the neighboring country, Singapore will do.

What I would like to gather before I embark on the journey is to check about accommodation options, where to go, how to get there, how much will it cost and other interesting things that could be done while in the new place. You can get all the basic info at HotelReservations.com.

Whether you are planning to go on cruise, road trip, renting a beach house or simply looking for rental car, they have all the good offers waiting for you to discover. Have a look at their website and tell me which travel destination will be next in your holiday list.

Movies

Alvin and The Chipmunks

This is my new favorite movie of the year..yeah! I love, love Alvin and The Chipmunks so much. They are so cute, so adorable, now I feel like having new pets of chipmunks in the house..heh!

For those growing up in the 80s you must somehow have watched the cartoon series. But in this movie, they are so real with all the furs and big round cheeky eyes.

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I snapped this poster picture at the cinema a day after it was officially opened. Can’t wait too long since now it’s school holiday season and Friday was a good day to go out and watch such movie. Try weekends and I’m sure it will be fully booked.

I can’t wait for the original DVD to come out because I want to watch them in action again. I *heart* the Chipmunks..muah! Will there be any sequel after this because from what I can remember those boys have girlfriends - The Chipettes: Jeanette, Brittany, and Eleanor, right?

Business

Do You Accept Credit Cards?

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Whenever I go out for shopping or dining, I always check whether the shops or the retail stores do accept credit cards. Not that I love to spend my credit limit, it’s a matter of convenience to shop and pay with plastics. I usually buy a lot of things from different stores and with all the shopping bags hanging, I find it very hard to take out every little change and dollars in the wallet and later put in all back. But with card, it’s very convenient to just hold out the card, swipe and sign. And one thing I noticed that whenever a retail store accepts credit card as a form of payment, the customers usually will spend more than what they initially intend to do which in return will be good for the business..heh!

So if you have a store, or maybe an online business, consider having a merchant account so that you can accept credit card. The initial cost might be a little overwhelming but in the long run it will do good for your business. Imagine if you have a restaurant, yet you only accept cash (which I encountered during my last dining trip), majority of your clients especially those who are planning to have a party or company farewell dinner at your restaurant for example will find it very hard to pay all by cash.

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On the other hand for those running online business, accepting credit cards for online purchase would require a secure server to process the payment. As online business is considered as high risk therefore you can expect to pay more for credit card processing compared to those with low risk - whereby they can swipe their customers’ credit cards through a card swipe machine like for stores and shops can, get the customers to sign and lower the risk of chargeback and fraud. Nevertheless having the ability to process credit card payment for those with online business will ensure more visibility in the market and a higher volume of sales for your business.

Movies

The Golden Compass

There is a new fantasy movie in town showing now which I want to watch today (or most probably by this month..heh!) It is titled The Golden Compass, an adaptation by a novel by the same title (also titled Northern Lights in U.K versions) written by the British novelist Philip Pullman. The novel won the Carnegie Medal for children’s fiction in the UK in 1995, and in 2007 it was selected by judges of the Carnegie Medal as one of the ten most important children’s novels of the past 70 years.

I like most of the actors in it like Nicole Kidman and Daniel Craig, and of course to see the new girl, Dakota Blue Richards acting in her first blockbuster movie. With a budget as big as $180 million, I hope this new movie released by New Line Cinema won’t be a disappointment.

All Blogging

In Need For Good Lawyer?

*This post is written for Kelawyers.com*

I was quite busy these few days but still managed to keep track with the latest news in my country. Shockingly there are few interesting news about our citizens, specifically 2 females who have been detained in overseas prison and charged for drugs possession, one in China and another one in Brazil.

I’m sure their family must be very shocked and terrified especially when they do not expect their family to be involved in such drug crimes. However the government has agreed to help by sending the family members abroad to see the charged persons and get them good lawyers to represent them. If you are in US and in need of these Los Angeles Criminal Attorneys | California Criminal Defense Lawyers | Felony Misdemeanor DUI Specialists, do check out their website.

With their excellent reputation in vast array of criminal cases, I’m sure your case will be professionally handled. Don’t worry if you can’t speak English as their criminal attorneys and paralegals do speak Spanish, Russian, and Armenian. Their drug crimes attorneys for example have over 50 years of court experience and the law firm itself has obtained superior results for years.