If you are interested to scrapbook but lack the money and materials to do the original on-the-paper style scrapbook, perhaps you should try digital scrapbook. I find this new branch of craft is interesting as they use whatever resources I currently have in my PC, just the extra knowledge on software needed and editing process, plus the original creativity as needed in the normal old style scrapbooking methods.

I find this link useful as they provide basic tutorials and lots of freebies to start with. I have downloaded the kits they have and will try to figure out how to make my own first page of digital scrapbook.